Home health care offers individuals in need with daily life assistance access a wide variety of services at the comfort of their own home, such as assistance with eating and bathing to dressing and cooking – among many other activities. Home health aides may even assist with specific medical needs requiring support and assistance. Costs for home health care vary based on individual circumstances as well as insurance coverage – read this article to understand what costs Humana covers as well as tips to find suitable home care provider(s).
How Does Medicare Cover Home Health Care? Traditional Medicare, comprising Parts A and B, doesn’t typically cover home health care unless prescribed by your physician. However, private health insurers like Humana offer Medicare Advantage plans with home health benefits – an excellent solution for anyone needing help with daily tasks or looking to avoid expensive hospitalizations.
Humana’s CenterWell Home Health business provides Medicare Advantage plans with access to an array of home health services, such as physical therapy, occupational therapy and speech-language pathology. Furthermore, DME such as wheelchairs or walkers may also be included; Medicare beneficiaries should check their plan documentation as always to see exactly what’s covered by their plan.
To be eligible for Medicare-covered home health services, your doctor must perform an in-person visit with you and certify that home care is necessary for your wellbeing. Once certified by Medicare, an authorized home health agency will arrange the necessary care. Ask your physician or local home health agency for referral.
Home health aides typically earn between $15-20 an hour depending on location and experience, although this figure may change. They usually work closely with you to create a personalized care plan tailored specifically to your individual needs, while notifying you verbally and in writing of any items or services not covered by Medicare.
Humana has demonstrated its dedication to home health care by purchasing CenterWell in 2018. Most recently, Humana acquired 40% of Kindred at Home with an option put/call arrangement enabling it to utilize Kindred at Home’s expertise in telehealth and cost-cutting initiatives to bring high-quality healthcare directly into people’s living rooms.
Home Health News’ Disrupt podcast recently interviewed Agwunobi about these initiatives. Tune in now on Apple Podcasts or SoundCloud!
To gain more information on the costs associated with Humana home health services, it’s best to reach out directly to an agency in your area. They will be able to give an accurate quote of which services and supplies may be needed in your situation and help you compare plans so you can select one that best meets your requirements.