Discover what is meant by “represented internet payment discover” and why it appears on your credit card statement.

Discover offers merchants and their customers an integrated approach to fighting online fraud. Featuring 3-D Secure (3DS) customer authentication technology that verifies information directly against cardholder data, Discover Validate+ provides real-time required actions for high-risk transactions without disrupting customer experiences. Furthermore, Discover Fraud Alerts gives merchants early notification of potentially fraudulent payments, giving them time to either stop order fulfillment or cancel shipments before further action are required.

Discover will credit any online or phone payments received before midnight Eastern Time six days a week to your account on the same day; payments received on weekends or bank holidays will be processed on their next business day.